Home loans without
the headache.Home loans without
the headache.
We help first-home buyers get in sooner, with low deposit options, real support, and zero jargon.
Book a free chat

We organise the home loan.
you pick the couch.
We work with over 60 different lenders to find the right fit for your unique situation.
No bias, no bull. Your best interest is at the heart of everything we do.
The Settle In Difference.
No suit, no sales pitch.
Just honest advice from a team that actually listens
Access to 60+ lenders.
We match the loan to you, not the other way around.
Free appointments. Always.
We're paid by the lender, not you.
Judgement-free zone.
Ask anything. Seriously. No question is too small or “silly.”
First-home buyer friendly.
We break down the process and have your back at every step.
Queer-owned, inclusive space.
Everyone deserves to feel safe and supported while buying a home.
Don’t take it from us.

Abbey
First home buyer
As a young first-home buyer, I was overwhelmed and unsure where to start. Katie changed everything — she was genuine, knowledgeable, and explained things in a way that made sense. She guided me through each step with patience and dedication, making the process feel smooth and stress-free. I’m so grateful I had her in my corner. If you’re feeling unsure about buying your first home, I couldn’t recommend Katie more!

Yu
Refinancer
Katie was proactive, knowledgeable, and personable from day one. As a new buyer on a high-interest rate, I had no idea I could do better until Katie stepped in. She called the bank, handled negotiations, and guided me through the process, all in just over a week. Thanks to her, I now have a much better loan. Katie truly cares about getting the best outcome for her clients, and I couldn’t recommend her more.

Duminda
First home buyer
As a first-time buyer, I couldn’t have asked for a better experience. Living in Darwin while purchasing in Melbourne wasn’t easy, but Katie embraced the challenge. She explained every step, answered all my (many!) questions, and made me feel confident throughout. Without her, the process would have been overwhelming. If you’re after a supportive and professional broker, I highly recommend Katie.
